BDC Comments Index

This is a central listing for all the comments that have ever been posted on this site. There are 1426 total comments indexed. Fifty comments are listed below(the newest fifty, by default). For older comments, use the index at the bottom.

rachel at 7:06 PM, Sep 6, 2007,
regarding Canadian Brewtrip
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above her it says "flashmedia"

wtf

also that is amazing, and I have made it my desktop

rachel at 7:02 PM, Sep 6, 2007,
regarding Minneapolis and St. Paul
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nice map!

Rachel at 7:01 PM, Sep 6, 2007,
regarding Should I?
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lol at your non html enhanced formatting john

Matt at 4:31 PM, Sep 6, 2007,
regarding Minneapolis and St. Paul
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She got olives in a BEER! I really need to know what the heck was up with that.

Alexjandro at 9:45 AM, Sep 5, 2007,
regarding Should I?
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I thought the "Ridiculous Commenter" was joking..... John, either learn to take a joke..... or if it wasn't a joke, get less rediculous people to make comments.

bahua at 10:14 PM, Sep 4, 2007,
regarding Should I?
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Jeff, you said exactly what I said. I've stated and fully understand that where I live makes for higher insurance rates. That appears to be the sentiment you're defending from Ridiculous Commenter. That is not a compelling reason not to purchase a new car, since I'm already paying the high premiums. It will make no difference to me.

I was responding to Ridiculous Commenter's sentiment that since I'm in this "high crime area," that I have only a limited time to even possess a new car. That is an absolutely ignorant statement.

dick at 7:45 PM, Sep 4, 2007,
regarding Should I?
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jeff,
do tell where i'm off base

Jeff at 4:54 PM, Sep 4, 2007,
regarding Should I?
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erik, are you sure you're participating in the same conversation the rest of us are?

and john, i think your comments to Ridiculous Commenter are misplaced. most urban areas are classified as high crime by some actuary at a desk. most folks will see their rates go up when moving from the suburbs to a more urban area. but the whole topic doesn't really have any relevance since you already live there and expect it.

dick at 4:23 PM, Sep 4, 2007,
regarding Should I?
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"also, be leery about those 'certain conditions' they'd require you to meet. they're often pretty particular. you would probably meet some, but maybe not all. kind of like those 0% offers a few years back...only about 10% of the population would qualify for those (and they were generally the same people who could just buy the car outright)"

your credit score has absolutely nothing to do with income, at least in the calculation.

every time i go downtown i get mugged. not you, john?

bahua at 4:15 PM, Sep 4, 2007,
regarding Should I?
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Ridiculous Commenter: "high crime area?" WTF? I don't live in Gary, IN. I live in a nice neighborhood. Are you actually, with a straight face, alleging that since I live in the 7th level of Hell, a (GASP) DOWNTOWN area, that it's only a matter of time before my car gets _stolen_? Are you high? Have you ever actually _been_ downtown? Have you ever actually _ridden_ a bus or a bike? I have lived downtown for four years, and never once have I had any trouble with crime, much less with my car. I understand that the insurance rates are higher for downtown areas, but I'm already paying them. I haven't been dishonest with my insurance company. They know that I live in downtown Kansas City, and are charging me accordingly for a two-year old car.

To address the non-ridiculous comments: Dispensing with the car, while I love the idea, is not an option in Kansas City. I need a car to live here. I work out in the suburbs, and that can't be helped just now. But even if I didn't, I'd still want to keep a car.

I have given up the idea of getting a new car, not for the expense(which I have already shown will not be an issue), but because I don't want to go through the hassle of dealing with the state for a new car, and because I do like my current car.

"high crime area?" Give me a break!

dick at 3:55 PM, Sep 4, 2007,
regarding Should I?
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such ridiculous thoughts from the biking community. it would take me over an hour to list the hundreds of reasons owning only a bike is a horrible idea. not to mention one of the bike advocates above OWNS a f'in car!

the financial aspect is only a fraction of the grand scheme.

besides, i can't even begin to picture john riding a bike. sorry, john. us dudes over 200 lbs dont ride bikes.

Jeff at 1:20 PM, Sep 4, 2007,
regarding Should I?
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the correct answer is: no

your payments would be lower because you're taking a larger amount (15,000 vs 11,000) and spreading it out over a longer period, right? you'd end up paying more in the long run (interest, etc) then finishing this one off.

also, be leery about those "certain conditions" they'd require you to meet. they're often pretty particular. you would probably meet some, but maybe not all. kind of like those 0% offers a few years back...only about 10% of the population would qualify for those (and they were generally the same people who could just buy the car outright).

Listen to Rachel at 11:38 AM, Sep 4, 2007,
regarding Should I?
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nice to see you have new car fever but reconsider a few key points. the value to consider is what you'll find in the dealer's NADA "black book". There's a separate book on actual "cost" (whatever that means) of the new ride.

Consider also that your insurance and taxes will likely go UP, not down. Remember that since you're talking financing that the interest rate on the loan may go up or down, but you must find out how they're calculating the rate and the payment. Likely you'll have some sort of compounding, rather than 'simple' interest. Either way ... you pay, not the seller or the bank. That's how they end up rich and the rest of us end up paupers.

Final thing to remember is since you're in a high crime area your new ride will only be with you for a short while, so take the advise of your other friends and use the metro or bike. Your heart will thank you for it.

Rachel at 1:18 AM, Sep 1, 2007,
regarding Should I?
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you don't need a car, sheesh, who's the public transit advocate, now? I don't mean "now" as opposed to "back in the days you didn't have a car," 'cos those days didn't really ever exist save college (sorta), but just, uhhhhhhhh

maybe someone else will find my tangent

don't live in the suburbs --- check
don't work in the suburbs --- check
you don't need your money-sucking device any more. sell your car, get a bike to get around to neighborhood places, reap the benefits, make extra payments on your actual equity earning investment, and buy me a dog/ping pong table. whoo!!!

Alexjandro at 2:17 PM, Aug 31, 2007,
regarding Should I?
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Sell your call, and don't buy a new one. Take the bus for a while, and I heard a rumor that KC was creating a network of tubes for human transportation. Once those come into play, cars will have no value. Save you money, and wait for the TUBES!!!!

Brad at 11:27 PM, Aug 30, 2007,
regarding Should I?
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damn.

Brad at 11:27 PM, Aug 30, 2007,
regarding Should I?
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My guess is...this picture won't work.

<img src="http://www.bradschmitt.com/lambo.jpg">

Jack Miller Subaru at 10:40 PM, Aug 30, 2007,
regarding Should I?
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YES

bahua at 5:47 PM, Aug 30, 2007,
regarding Should I?
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No, I've managed to pull myself out of the black hole. As I said in the entry, I was very upside-down on my first car, and wound up financing that into the loan for my current car. The car I have now technically didn't cost me anything, since I paid less for it than I got for my trade. What I really did was just refinance the previous balance.

That isn't the case now. I'm right-side up on my car, and can actually get more for it than I owe. The car that I've priced online actually has a lower price than my current one. Again, as I said above, it's about $17,500, minus the difference on my trade-in, which brings it to about $15,000. The only other expense having to do with purchasing the car would be the sales tax on the principal amount($15,000), which should be about $1000. That'll come out of pocket, all at once, since they won't bundle it into the financing.

The bottom line, as I see it, is a lower payment for five years, or the same payments that I'm making now, but with the term ending at the same time as the car I'm paying for now.

ck at 3:09 PM, Aug 30, 2007,
regarding Should I?
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Don't forget taxes and fees that will probably add another %10 to your estimated cost. I'd say keep your current car as long as it's running fine.

How long of a term do you have on your current loan? It sounds like you're going to end up paying in the neighborhood of $30,000 for a car that I'm guessing brand new runs in the low 20s. You're turning a black hole into a deeper black hole by financing that much on something that does nothing but depreciate from day 1.

bahua at 1:12 PM, Aug 29, 2007,
regarding Goin' to Minnesota
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Nice work. One time in college, I drove 45 miles to the town with the nearest Shell gas station to avoid paying for a full fillup at my own expense. At the time, that would have been about fifteen dollars.

Noah at 11:00 AM, Aug 29, 2007,
regarding Goin' to Minnesota
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Evil. I need a road trip, badly. The last one I took was a silly white castle run to one of the STL Suburbs.

Yes. A road trip to White Castle. What was I thinking?

John Novak at 11:41 PM, Aug 28, 2007,
regarding Goin' to Minnesota
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I don't remember seeing an approved vacation request for this. This is insubordination.

ellen at 11:48 AM, Aug 23, 2007,
regarding Dave & Stacia's Wedding
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what the hell was that? that broad had one too many viewings of flashdance, early madonna videos and footloose. bummer.
yet oddly entertaining. probably looks like most of our relatives on the dance floor

John Novak at 10:24 PM, Aug 21, 2007,
regarding Barstool Open
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This is no place for horseplay. There will be consequences.

rachel at 9:12 PM, Aug 21, 2007,
regarding Barstool Open
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aaaaaaaaaahhhhh!!!!! aah! hooray! this is amazing!

dick at 10:06 AM, Aug 21, 2007,
regarding Superbad
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while i found it hilarious, i did not poop-my-pants.

wii at 12:37 PM, Aug 18, 2007,
regarding Monster
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Balls!

bahua at 1:30 PM, Aug 17, 2007,
regarding Three-time Losers
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Me too. I'm pretty happy with our situation.

Randomized Automaton at 12:21 PM, Aug 17, 2007,
regarding Three-time Losers
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I'd rather lose while playing with a bunch of women than win while playing with a bunch of men. But maybe that's just me....

John Novak at 4:19 PM, Aug 16, 2007,
regarding Customers are Idiots
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Sit down.

nonstandard SSH server at 7:19 AM, Aug 16, 2007,
regarding Customers are Idiots
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feelings. hurt. bEEP b00p bLEep. ~pulls plug~

ck at 11:13 PM, Aug 15, 2007,
regarding Hangover Abated
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Alexjandro, that guy was quite the jag but you have to love Barcelona.

Brian at 6:14 PM, Aug 15, 2007,
regarding Customers are Idiots
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Not to be pedantic or anything, but the F in IETF is definitely not plural. Also, I'm pretty sure the IETF doesn't publish any software; they just oversee several technical processes, including the process of developing RFCs, such as those that define SSH. So there is no "IETF SSH." HP's version is probably not all that cutting edge anymore.

So yeah, sounds like a boob.

the spaniard at 9:17 PM, Aug 13, 2007,
regarding Hangover Abated
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sweep the leg!

alexjandro at 2:24 PM, Aug 13, 2007,
regarding Hangover Abated
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"shaking hands with me every 20 seconds" and wanting money=pickpocket. Samething with a Spaniard dancing, and kicking your leg (just ask Curtis).

Alexjandro at 2:05 PM, Aug 10, 2007,
regarding My Ridiculous 29th Birthday
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By my count you had more to drink on you B-day, then we both had in Canada! Holy F*CK is right!

the roommate at 6:49 PM, Aug 9, 2007,
regarding My Ridiculous 29th Birthday
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we need to start scheduling these birthdays of ours on weekends. glad you had a good one.

and btw, thanks for the audible this morning. much more effective then an alarm clock. holy f*ck, man.

Burton at 3:33 PM, Aug 9, 2007,
regarding Cinco de Mayo, 2007
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downtown baseball :(

titan at 8:14 PM, Aug 8, 2007,
regarding Pre-birthday Minicrawl
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tip for the johnson countians out there: you will always, ALWAYS, suffer a swift, humiliating defeat from fighting competitors hailing from kcmo or kck. bet on it.

happy birthday.

Amy at 8:34 AM, Aug 8, 2007,
regarding Kickball and Stables
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Hi John, Happy Birthday! Amy

Marnie at 12:48 AM, Jul 31, 2007,
regarding Canada Pictures
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Great Pictures.

Brad at 12:49 PM, Jul 23, 2007,
regarding Random Crap
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Is it just me, or does she kinda have a lazy eye?

Jeff at 11:07 AM, Jul 22, 2007,
regarding Waiting for Splutschnik
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success!

Brian at 10:09 AM, Jul 22, 2007,
regarding Canadian Brewtrip
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There are some decent substitutes (Boddington's and and perhaps more so, Wexford), but nothing matches my (likely overly) rosy memories of Caffrey's on draught in the US of A.

Jeff at 1:16 PM, Jul 20, 2007,
regarding Canadian Brewtrip
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*ogle*

ellen at 4:47 PM, Jul 17, 2007,
regarding Erin's Wedding Pictures
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dude radical pics. so glad we all could get together. Were we only sans Dan? Was everybody else there? whoa. bitchin. what a blast. hey, who's the fox in that photo of 'ellen' she looks like she's having a good time but has no idea who,what,where,when, and the how of it all much love to ya john.

thesmartone at 2:32 PM, Jul 16, 2007,
regarding Reflections on Canada
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I prefer Disney World to the great white north.

Make Mine Mickey!

Rachel at 9:15 PM, Jul 10, 2007,
regarding Reflections on Canada
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Wow, that sounds awesome. I'm tired of hearing about everyone's trips. I need to get out for a real-life adult vacation.

I didn't expect Canada to be that expensive, I have heard that the women of color are everywhere and beautiful up there, and that is really exciting about the livability of the cities sans car. Very exciting. That's basically the number one thing I am looking for in cities, any more, is how possible they are to live in without a car.

intrigued at 4:12 PM, Jul 10, 2007,
regarding Reflections on Canada
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so, where are some pics to support No. 5?

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