I got my auto insurance bill for the next six months, and am pleased to say that it's about $400 cheaper than the previous six months. To answer your question, yes, my rates are ridiculous. There ain't no helpin' it, at least not until about this time, next year, when three speeding tickets will be permanently off my record. To celebrate this spector of wealth, I am going to trivia tonight, and I will get rowdy and drunk. Wish me luck!